Frequently Asked Questions
The frequently asked questions can assist you to obtain more information about investing with RMBL.
- What is a Contributory Mortgage Investment?
- How long has RMBL investments been in operation?
- How do I invest?
- Minimum investment amount?
- Term of investment?
- Maximum investment amount?
- Option to Renew investment in existing Sub Scheme
- Are there any fees or charges?
- How is the interest paid?
- Who can apply to invest?
- What criteria is used to assess loan applications?
- How is the security for each Sub Scheme valued?
- Are there compensation arrangements in place?
- What are the benefits of investing in the Scheme?
- Information you can expect to receive from RMBL?
Information for Members
How do I invest?
Stage One - application and registration
To invest with RMBL we ask that you read the current Product Disclosure Statement (PDS) and Supplementary Product Disclosure Statement then complete the Application Form which is attached to the PDS and return it to us with your funds, and completed Identification Check requirements.
To download the Product Disclosure Statement, click here and Supplementary Product Disclosure Statement. Alternatively, you can discuss your investment requirements with one of RMBL’s team members on 03 9213 5700, or email our Investment Team at rmblteam@rmbl.com.au.
Upon receipt of the Application Form and Identification Check with your funds, your funds will be held in the Trust Account with the Bank pending Stage Two.
Stage Two - Investment in a Sub Scheme
Upon completion of Stage One, and subject to availability, RMBL will offer you a Sub Scheme or multiple Sub Schemes in which to invest. RMBL will forward you a Supplementary Product Disclosure Statement (SPDS) with a Consent Form detailing the information to a Sub Scheme. One SPDS will only relate to one Sub Scheme.
The Consent Form must be returned to RMBL within five working days from the date of receipt. Upon receipt of the Consent Form, your funds will be allocated to your nominated Sub Scheme and at that time, you will start to earn the interest rate applicable to that Sub Scheme.